Items impacting comparability of results from continuing operations for Q4 2010 are as follows:Total assets of FirstCity increased to $460.4 million at the end of December 2010 from $445.2 million at the end of September 2010. The Company's earning assets also experienced an increase to $400.5 million at the end of December 2010 from $386.2 million at the end of September 2010. Revenues in Q4 2010 decreased to $19.1 million compared to $24.7 million in Q4 2009. The Company's revenues in Q4 2010 included $11.7 million of income and gains from portfolio assets, $2.7 million of fee income attributable to our loan servicing platform; $1.5 million of interest income and gains from loans receivable; and $1.3 million of revenues from our consolidated railroad subsidiary. Revenues in Q4 2010 decreased as a result of a $6.9 million decrease in income and gains from portfolio assets in Q4 2010 compared to Q4 2009. A decline in collections from consolidated portfolio assets was the primary factor for the portfolio assets revenue decline in Q4 2010 compared to Q4 2009. In addition, this revenue decrease corresponds to a shift in the income-recognition methods used by the Company for certain of its existing and newly-acquired loan portfolio assets to non-accrual income methods (cost-recovery or cash basis) from the interest-accrual income method over the past 12-18 months. We apply non-accrual income-recognition methods to portfolio assets, as applicable, due to uncertainties related to estimating the timing and/or amount of collections as a result of the current economic environment. The Company incurred $5.0 million of combined net impairment provisions in Q4 2010 from its consolidated and unconsolidated portfolio assets and loans compared to $5.5 million of combined net impairment provisions in Q4 2009. The provisions in Q4 2010 were recorded primarily to reflect changes in management's estimates as to the timing and amount of projected future collections and declines in domestic real estate values. The global distribution of our Q4 2010 net impairment provisions included $1.7 million related to U.S. assets, $2.9 million related to European assets (primarily as a result of fair value measurements related to the German partnership step-acquisition transaction described below), and $0.4 related to Latin American assets. Net provisions in Q4 2010 were allocated between consolidated assets ($0.9 million) and FirstCity's share of net provisions from unconsolidated subsidiaries ($4.1 million).