7. HDFC Bank ( HDB) is an India-based banking major with operations in retail banking, wholesale banking and treasury. It has two subsidiaries -- HDFC Securities Limited (HSL) and HDB Financial Services Limited (HDBFS). The stock rose 11.8% during the past month. The stock received 50% buy ratings from analysts. There are no sell ratings on the stock. On an average, analysts polled by Bloomberg expect the stock to gain 22.4% to $195 in the upcoming 12 months. For its latest third quarter, HDFC reported net income of $1.4 billion, up 28.9% from the year-ago quarter. Net interest income was up 24.9%, while non-interest revenue accumulated 25.4% during the same period. A bank official recently said HDFC is focusing on growth and achieving future targets organically. Further, the bank does not feel the need for any kind of acquisition now, nor does it require any additional funds. Meanwhile, the bank is relying on the launch of 3G services in India to boost its mobile banking share.