"These banks were collecting huge amounts of money from overdraft fees and credit card delinquencies and charges for over-limit and that kind of thing," says Kaufman. "That's a huge amount to make up." -- Written by Lauren Tara LaCapra in New York. >To contact the writer of this article, click here: Lauren Tara LaCapra. >To follow the writer on Twitter, go to http://twitter.com/laurenlacapra. >To submit a news tip, send an email to: email@example.com.