Chubb Corporation ( CB) Q4 2010 Earnings Call January 27, 2011 05:00 pm ET Executives John Finnegan - Chairman, Chief Executive Officer, President, Chairman of Executive Committee and Chairman of Finance Committee Paul Krump -- President, Commercial and Specialty businesses Dino Robusto – President, Personal Lines and Claims Richard Spiro - Chief Financial Officer and Executive Vice President Analysts Jay Gelb - Barclays Capital Vinay Misquith -- Credit Suisse. J. Paul Newsome - Sandler O'Neill Matthew Heimermann - JP Morgan Chase & Co Keith Walsh - Citigroup Inc Gregory Locraft - Morgan Stanley Jay Cohen – Bank of America Joshua Shanker - Deutsche Bank AG Mike Nannizzi – Goldman Sachs Robert Glasspiegel - Langen McAlenney Ian Gutterman - Adage Capital The Chubb ( CB) Q3 2010 Earnings Call October 21, 2010 5:00 pm ET Operator Good day, everyone, and welcome to The Chubb Corporation's Third Quarter 2010 Earnings Conference Call. [Operator Instructions].
Before we begin, Chubb has asked me to make the following statements. In order to help you understand Chubb, its industry and its results, members of the Chubb's management team will include in today's presentation forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. It is possible that actual results might differ from estimates and forecasts that Chubb's management team might make today. Additional information regarding factors that could cause such differences appears in Chubb's filings with the Securities and Exchange Commission. In the prepared remarks and responses to questions during today's presentation of Chubb's third quarter 2010 financial results, Chubb's management may refer to financial measures that are not derived from the Generally Accepted Accounting Principles or GAAP. Reconciliations of these non-GAAP financial measures to the most directly comparable financial measures calculated and presented in accordance with GAAP and related information is provided in the press release and the financial supplement for the third quarter 2010, which are available on the Investors section of Chubb's website at www.chubb.com. Please also note that no portion of this conference call may be reproduced or rebroadcast in any form without the prior written consent of Chubb. Replays of this webcast will be available through November 19, 2010. Those listening after October 21, 2010, should please note that the information and forecast provided in this recording will not necessarily be updated, and it is possible that the information will no longer be current. Now, I will turn the call over to Mr. Finnegan.