The Bancorp Inc. ( TBBK) Q4 2010 Earnings Call Transcript January 27, 2011 10:30 pm ET Executives Andres Viroslav - Director of Corporate Communications Betsy Cohen - CEO Frank Mastrangelo - President Paul Frenkiel - CFO Analysts John Hecht - JMP Securities Frank Schiraldi - Sandler O’Neill Bob Ramsey - Capital Market Matt Kelley - Stern, Agee & Leach PresentationOperator
Good day ladies and gentlemen, and welcome to the Fourth Quarter 2010, The Bancorp Inc. Earnings Conference Call. My name is [Carmen], and I will be your coordinator for today. At this time, all participants are in a listen-only mode. (Operator Instructions). I would now like to turn the call over to your host for today, Mr. Andres Viroslav, Director of Corporate Communications. Please proceed, sir Andres Viroslav Thank you, Carmen. Good morning and thank you for joining us today to review The Bancorp's fourth quarter and fiscal 2010 financial results. On the call with me today are Betsy Cohen, Chief Executive Officer; Frank Mastrangelo, President; and Paul Frenkiel, our Chief Financial Officer. This morning's call is being webcast on our website at www.thebancorp.com. There will be a replay of the call beginning at approximately 12:00 pm Eastern Time today. The dial-in for the replay is 888-286-8010 with a confirmation code of 16943233. Before I turn the call over to Betsy, I would like to remind everyone that when used in this conference call the words believes, anticipates, expects, and similar expressions are intended to identify forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.