E*TRADE Financial Corporation ( ETFC)

Q4 2010 Earnings Call

January 26, 2011 5:00 pm ET

Executives

Susan Hickey - Media Relations

Steven J. Freiberg - Chief Executive Officer

Matthew J. Audette - Executive Vice President and Chief Financial Officer

Analysts

Daniel Harris - Goldman Sachs

Matt Snowling - FBR Capital Markets & Co.

Richard Repetto - Sandler O'Neill & Partners L.P.

Eric Bertrand - Barclays Capital

Howard Chen - Credit Suisse

Michael Vinciquerra - BMO Capital Markets

Michael Carrier - Deutsche Bank Securities

Joel Jeffrey - Keefe, Bruyette & Woods

Patrick O'Shaughnessy - Raymond James

Presentation

Operator

Welcome to the E*TRADE Financial Fourth Quarter and Full Year 2010 Earnings Conference Call. At this time, all participants have been placed in a listen-only mode. Following the formal remarks, we will open the call for Q&A. (Operator Instructions) Thank you.

It is now my pleasure to turn the floor over to Susan Hickey from E*TRADE Financial. Please go ahead.

Susan Hickey

Good afternoon and thank you for joining us for E*TRADE Financial’s fourth quarter and full year 2010 conference call. Joining me today are Steven Freiburg, E*TRADE’s Chief Executive Officer; Matt Audette, our Chief Financial Officer; and other members of E*TRADE’s management team.

Before turning the call over to Steve, I’d like to remind everyone that during this conference call, the company will be sharing with you certain projections or forward-looking statements regarding future events or its future performance.

E*TRADE Financial cautions you that certain factors including risks and uncertainties referred to in the 10-Ks, 10-Qs, and other documents E*TRADE files with the Securities and Exchange Commission could cause the company’s actual results to differ materially from those indicated by its projections or forward-looking statements.

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