East West Bancorp, Inc. ( EWBC) Q4 2010 Earnings Call January 26, 2011 11:30 am ET Executives Kelly Adams - VP of First Dominic Ng - Chairman and CEO Julia Gouw - President and COO Irene Oh - CFO Analysts Andrea Jao - Cowen & Company Jonathan Elmi - Macquarie Research Equities Ken Zerbe - Morgan Stanley Brett Rabatin – Sterne, Agee Mike Zaremski - Credit Suisse Christopher Nolan - CRT Capital Jennifer Demba - SunTrust Robinson Humphrey Joe Morford - RBC Capital Markets Julianna Balicka - KBW Aaron Deer - Sandler O'Neill & Partners Ram Shankar - FBR Capital Markets PresentationOperator
Good day and welcome to the East West Bancorp Fourth Quarter 2010 Earnings Conference Call and Webcast. All participants will be in listen-only mode. After today's presentation, there will be an opportunity to ask questions. (Operator Instructions) Please note this event is being recorded. I would now like to turn the conference over to Kelly Adams, First’s Vice President. Please go ahead. Kelly Adams Good morning and thank you for joining us to review the financial results of East West Bancorp for the fourth quarter and full-year 2010. Here to review the results are Dominic Ng, Chairman and Chief Executive Officer; Julia Gouw, President and Chief Operating Officer; and, Irene Oh, Chief Financial Officer. We will then open the call to questions. First, we would like to caution you that during the course of this call, management may make projections or other forward-looking statements regarding events or future financial performance of the company within the meaning of the Safe Harbor provision of the Private Securities Litigation Reform Act of 1995. These forward-looking statements may differ materially from the actual results due to a number of risks and uncertainties.