2. Saratoga Technology & Communications Fund ( STPIX), up 49% this year. Last year, it gained 62% after tumbling 46% in 2008. This year's returns have been boosted by its largest holding, Apple ( AAPL), at 5% of the fund, followed by Oracle ( ORCL), 4%; Cognizant Technology Solutions ( CTSH), 4%, and up 55% this year; while Rovi ( ROVI), the owner of the Angry Birds iPhone/iPad application, is at 2.3% of the fund and up 83%. The Saratoga Technology & Communications Fund's largest allocation is to cash, at 13%. It has a 33% software-sector weighting and a 31% hardware weighting.