On December 1, Citi executives from the Cross Asset Group and Equities will visit the New York Stock Exchange to celebrate the recent IPO and listing on NYSE Arca of C-Tracks Exchange-Traded Notes linked to the Citi Volatility Index Total Return. The C-Tracks Exchange-Traded Notes with ticker symbol “CVOL” began trading on November 15, 2010. About C-Tracks ETNs linked to the CVOLT The C-Tracks Exchange-Traded Notes linked to the Citi Volatility Index Total Return provide investors with an investable means to gain directional exposure to the implied volatility of large-cap U.S. stocks. More information is available on http://www.c-tracksetns.com. Citi, the leading global financial services company, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Through Citicorp and Citi Holdings, Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Additional information may be found at www.citigroup.com or www.citi.com. The Issuer has filed a registration statement (including a prospectus and related prospectus supplement) with the Securities and Exchange Commission ("SEC") for each of the offerings to which this communication relates. Before you invest, you should read the prospectus and related prospectus supplement in that registration statement and the other documents relating to the relevant offering that the Issuer has filed with the SEC for more complete information about the Issuer and such offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the Issuer, or any agent or dealer participating in this offering, will arrange to send you the prospectus and each prospectus supplement as well as any product supplement and term sheet if you so request by calling toll-free 1-877-858-5407. Investing in the C-Tracks involves risks, including the possible loss of principal. There is no assurance that an active trading market for the C-Tracks will develop or continue.