China Life Insurance ( LFC) In addition to life insurance, China Life Insurance also provides accident insurance and health insurance for its customers. Despite rebounding slightly since September, LFC stock is still down 7.3% year-to-date. LFC is currently priced at $67.98, after having hit a 52-week high of $81 earlier in the year. With a high price tag and uninspired performance on the year, LFC is an overweight stock that should be avoided. Aviva ( AV) Aviva PLC is focused on the long-term insurance and savings business, as well as fund management and general insurance. AV stock has been stagnant in 2010, down 0.7% year-to-date, compared to gains by the broader markets. Since last November, the insurance stock has dropped 4.8%. While Aviva has regained slightly since September, this stock should be avoided based on its yearlong performance.