"Loan quality, principally in the commercial portfolio, remains under pressure as there is little positive change in the economy and collateral valuations continue to diminish. Non-performing loans, exclusive of those assumed in the merger, increased during the quarter to 2.58% of total assets at the end of the quarter. Appropriate loan loss provisions are being recorded. Additional loan risk mitigation steps have been taken and management is squarely focused on the resolution of these loans so as to minimize losses," commented Inverso."Despite the unsatisfactory level of non-performing loans, our overall asset quality is very good and our capital ratios remain strong," concluded Inverso. Shares of the Company began trading on July 12, 2006, on the NASDAQ Global Select Market under the symbol "ROMA." Roma Financial Corporation (Nasdaq:ROMA) is the holding company of Roma Bank, a community bank headquartered in Robbinsville, New Jersey. Roma Bank has been serving families, businesses and the communities of Central New Jersey for over 90 years with a complete line of financial products and services, and today Roma Bank operates branch locations in Mercer, Burlington, Camden, and Ocean counties in New Jersey. Visit Roma online at www.romabank.com . Forward Looking Statements The foregoing material contains forward-looking statements concerning the financial condition, results of operations and business of the Company. We caution that such statements are subject to a number of uncertainties and actual results could differ materially, and, therefore, readers should not place undue reliance on any forward-looking statements. The Company does not undertake, and specifically disclaims, any obligation to publicly release the results of any revisions that may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.
CONTACT: Roma Financial Corporation Peter A. Inverso, President & CEO 609 223-8310