ProAssurance Corporation ( PRA) Q3 2010 Earnings Call November 4, 2010 10:00 AM EST Executives Frank O'Neil – SVP, Corporate Communications and IR Stan Starnes – Chairman and CEO Ned Rand – CFO Howard Friedman – Chief Underwriting Officer and Actuary Vic Adamo – President Analysts Mark Hughes – SunTrust Matt Rohrmann – KBW Beth Malone – Wunderlich Securities Amit Kumar – Macquarie Raymond Iardella – Oppenheimer John Grimstad – Piper Jaffray Paul Newsome – Sandler O'Neill Presentation Operator Good day and welcome to today’s ProAssurance Third Quarter Earnings Conference Call. As a reminder, today’s call is being recorded. For opening remarks and introductions, I would like to turn the call over to Mr. Frank O'Neil. Please go ahead, sir. Frank O’Neil
Thank you, Jennifer. Good morning, everyone. Thanks for being with us to discuss another solid quarter that extends our strong results through 2010. We issued a news release Wednesday afternoon reporting our results for third quarter and nine months ended September 30, 2010 that release along with our SEC filings, including the 10-Q filed this morning, are designed to provide you with important detailed information about our company as well as disclosures regarding forward-looking statements. We’re explicitly identifying statements we make today dealing with projections, estimates, expectations as forward-looking statements subject to various risks. This is especially true for any discussion of our proposed transaction with American Physician Service Group. These risks could cause our actual results to differ materially from current projections or expectations. We will not undertake and expressly disclaim any obligation to update or alter forward-looking statements whether as a result of new information or future events unless required by law or regulation.