Universal American Corp ( UAM) Q3 2010 Earnings Call November 2, 2010 8:30 a.m. ET Executives Richard Barasch – Chairman and CEO Tony Wolf – General Council Bob Waegelein – EVP and CFO Analysts Josh Raskin – Barclays Capital Scott Fidel – Deutsche Bank Carl McDonald - Citigroup Tom Carroll – Stifel Nicolaus Sarah James – Wedbush PresentationOperator
Greetings, and welcome to the Universal American Corp. third quarter 2010 conference call. At this time, all participants are currently in a listen-only mode. Our question-and-answer session will follow the formal presentation. (Operator Instructions) And now, I will turn the call over to Mr. Richard Barasch, Chairman and CEO for Universal American Corp. Thank you Mr. Barasch, you may begin. Richard Barasch Thank you, and good morning, everyone. Thanks for joining us on our third quarter 2010 conference call. I'm here with Bob Waegelein, our CFO and Tony Wolf, our new General Council. I'd like to ask Tony to read our Safe Harbor language. Tony Wolf Good morning, everybody. Before we begin, I would like to remind you that we have posted a presentation for this call in the investor section of our website at www.universalamerican.com. I would also like to remind all participants that our call this morning may contain forward-looking statements within the meaning of the Federal Securities Laws. These statements, which reflect management’s current expectation, projects and beliefs, are subject to risk and uncertainties that may cause actual results to differ materially. For a discussion of these risk and uncertainties, we recommend that you review the company’s risk factors and other disclosures set forth in our SEC filings. We undertake no obligation to update or revise any forward-looking statements to reflect events, developments, or circumstances after the date hereof.