Webster Financial Corporation (WBS)

Q3 2010 Earnings Call Transcript

October 15, 2010 9:00 am ET


Jim Smith – Chairman and CEO

Jerry Plush – Senior EVP, CFO and Chief Risk Officer


Damon DelMonte – Keefe, Bruyette & Woods

Eric Berg – Barclays Capital

Gerard Cassidy – RBC Capital Markets

Bob Ramsey – FBR Capital Markets

Matthew Kelley – Sterne Agee

Collyn Gilbert – Stifel Nicolaus



Good morning and welcome to Webster Financial Corporation's third quarter 2010 results conference call. This conference is being recorded. Also, this presentation includes forward-looking statements within the Safe Harbor provisions of the Private Securities Litigation Reform Act of 1995 with respect to Webster's financial condition, results of operations, and business and financial performance.

Webster has based these forward-looking statements on current expectations and projections about future events. Actual results may differ materially from those projected in the forward-looking statements. Additional information concerning risks, uncertainties, assumptions and other factors that could cause actual results to materially differ from those in the forward-looking statement is contained in Webster Financial's public filings with the Securities and Exchange Commission, including our Form 8-K containing our earnings release for the third quarter of 2010.

I'll now introduce your host, Jim Smith, Chairman and CEO of Webster. Please go ahead, sir.

Jim Smith

Thank you, Claudia. Good morning, everyone. Welcome to Webster's third quarter earnings call and webcast. You’d find our earnings release that was issued earlier this morning along with the slides and the company’s supplemental information in the Investor Relations section of our website at wbst.com. I'll provide an overview, and Jerry Plush, our Chief Financial Officer will provide a more granular look at the quarter. And then we will invite your questions.

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