“Recent experience has demonstrated how important a guaranteed stream of income is to investors nearing or already in retirement,” said Charles. “Many people have lost as much as 40 to 50 percent of their retirement assets and now face the dual fear of having to work longer and preserve income.”

“I believe the Investor Protector is a cutting-edge retirement solution that has the potential to aid a large segment of the population because it helps address one of the global concerns about retirement: the fear of outliving your money,” Charles continues. “I am extremely excited about bringing it to market.”

The product is being launched through Investors Capital advisors nationwide. However, there are plans to eventually expand sales of the Investor Protector to networks other than Investors Capital advisors. For more information, contact Investors Capital at (866) 377-4559.

About Investors Capital Holdings, Ltd.:

Investors Capital Holdings, Ltd. (NYSE Amex: ICH) of Lynnfield, Massachusetts is a financial services holding company that operates primarily through its independent broker/dealer and investment advisor subsidiary, Investors Capital Corporation. Our mission is to provide premier, concierge-level service and support to our valued registered representatives, including advisory programs, strategic practice management and marketing services, and technology, to help them grow their businesses and exceed their clients’ expectations. Business units include Investors Capital Corporation, ICC Insurance Agency, Inc., and Investors Capital Holdings Securities Corporation. For more information, please call (800) 949-1422 x4814 or visit www.investorscapital.com.

Disclosures:

*Guarantees subject to the claims paying ability of the insurance certificate issuer.

Keep in mind, investing involves risks. Asset allocation strategies do not assure a profit or guarantee protection against loss.

Before you invest you should carefully consider the charges, withdrawal restrictions and risks associated with the Investor Protector series. The prospectus contains this and other information. You can obtain a prospectus by calling at 800-866-0753.

Investors Capital Member FINRA/SIPC

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