Signature Bank Inc. (SBNY) Q2 2010 Earnings Call July 27, 2010; 10:00 am ET Executives Joseph J. DePaolo - President & Chief Executive Officer Eric R. Howell - Chief Financial Officer Susan Lewis - Investor Relations Analysts Bob Ramsey - FBR Capital Markets Christopher Nolan - Maxim Group Lana Chan - BMO Capital Markets Tom Alonso - Macquarie Casey Haire - Bank of America Merrill Lynch Jeff Bernstein - AH Lisanti Capital Growth Peyton Green - Sterne, Agee Bruce Harting - Barclays PresentationOperator
Good morning ladies and gentlemen, and thank you for standing by. Welcome to Signature Bank's fiscal 2010, second quarter results conference call. During today's presentation all parties will be in a listen-only mode. Following the presentation the conference will be open for questions. (Operator Instructions) I would now like to turn the conference over to Joseph J. DePaolo, President and CEO and Eric R. Howell, CFO of Signature Bank. Mr. DePaolo, please go ahead. Joseph DePaolo Thank you Mitch. Good morning and thank you for joining us today for the Signature Bank 2010 second quarter results conference call. Before I begin my formal remarks, Susan Lewis will read the forward-looking disclaimer. Please go ahead Susan. Susan Lewis Thank you Joe. This conference call and all statements made from time-to-time by our representatives, contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that are subject to risks and uncertainties. Forward looking statements include information concerning our future results, interest rates and the interest rate environment, loan and deposit growth, loan performance, operations, competition, capitalization, new private client team hires, new office openings, the regulatory environment and business strategy. These statements often include words such as may, believe, expect, anticipate, intend, plan, estimate or other similar expressions.