World Acceptance Corp. (WRLD) F1Q11 (Qtr End 06/30/10) Earnings Call July 27, 2010 10:00 a.m. ET Executives Sandy McLean - CEO Kelly Malson - CFO Mark Roland - President & COO Analysts John Rowan - Sidoti & Company David Burtzlaff - Stephens Inc. Henry Coffey - Sterne, Agee Dan Bandi - Integrity Asset Management Bill Dezellem - Tieton Capital Management Charles Walters - World Acceptance PresentationOperator
Good morning and welcome to the World Acceptance Corporation sponsored First Quarter Press Release Conference Call. Today's conference is being recorded. At this time all participants are in a listen-only mode. And question-and-answer session will follow the presentation's party, Corporation's CEO one of their officers. Before we begin, the Corporation has requested that I make the following announcements. The comments made during this conference may contain certain forward-looking statements within the meaning of Section 27A of the Securities and Exchange Act that represent the Corporation's expectations and beliefs concerning future events. Such forward-looking statements are about matters that are inherently subject to risks and uncertainties. Factors that could cause actual results or performance to differ from the expectations expressed or implied in such forward-looking statements include changes to the timing, amount of revenues that may be recognized by the Corporation, changes in current revenue and expense trends, changes in the Corporation's market and changes in the economy. Such factors are discussed in greater detail in the Corporation's filings with the Securities and Exchange Commission. At this time, it's my pleasure to turn the floor over to your host, Sandy McLean, Chairman and CEO. Please go ahead.