Reinsurance Group of America, Inc. (RGA) Q2 2010 Earnings Conference Call July 27, 2010 9:00 AM ET Executives Jack Lay – Senior EVP and CFO Greig Woodring – President and CEO Analysts Mark Finkelstein – Macquarie Jim Bhullar – J.P. Morgan Jeff Schuman – KBW Andrew Kligerman – UBS Steven Schwartz – Raymond James & Associates Alek Sivit (ph) – Credit Suisse Eric Berg – Barclays Capital Dennis Davila (ph) – Sterne, Agee Jenny Jones – Schroders PresentationOperator
Good day ladies and gentlemen and welcome to the Reinsurance Group of America second quarter conference call. Just as a reminder, today's call is being recorded. At this time, I would like to introduce the President and Chief Executive Officer Mr. Greig Woodring and Senior Executive Vice President and Chief Financial Officer Mr. Jack Lay. Please go ahead, Mr. Lay. Jack Lay Okay, thank you and good morning. Welcome everyone to RGA's second quarter 2010 conference call. Greig Woodring, our CEO, will briefly comment on the results we released yesterday and then we'll respond to questions from any participants on the call. I'll turn the call over to Greig after a quick reminder related to forward-looking information and our use of non-GAAP financial measures. We'll make certain statements and discuss certain subjects during the call today that will contain forward-looking information including among other things, investment performance, statements relating to projections of revenue or earnings and future financial performance and growth potential of RGA and its subsidiaries. You are cautioned that actual results could differ materially from expected results. A list of important factors that could cause actual results to differ from expected results is included in the earnings release issued yesterday.