Financial stocks have been in focus after earnings from heavyweights Goldman Sachs ( GS), JP Morgan Chase ( JPM), Bank of America ( BAC)and others. Earnings at these top banks have apparently taken a hit as profits from their trading divisions have lagged. But investors shouldn't have to count on the investment arm of a big bank to make money. There are a number of high yield dividend stocks in the financial sector which offer plenty of payback no matter what the market does. These are financial stocks with big dividends that have managed to maintain high yields even as other financials have cut or eliminated their payouts in the wake of the financial crisis. Here are 10 financial stocks with a dividend yield of +3.0% or better to help deliver a steady flow of cash to your bank account. Bank of Montreal ( BMO) Market Cap: $32.2 billion Annual Dividend: $2.80 Dividend Dividend Yield: 4.5% Interestingly, Bank of Montreal is based in Toronto, and offers a range of credit and non-credit products and services to its clients through international offices, branches and subsidiaries. With 900 banks operating in Canada, BMO has seen an 8.3% rise in stock price since January compared with a decline in the broader markets. Bank of Montreal has paid a dividend for 181 years and is set to pay shareholders another $0.70 in its next upcoming quarterly dividend Aug. 26. Bank of Nova Scotia ( BNS) Market Cap: $48.8 billion Annual Dividend: $1.96 Dividend Yield: 3.8% The Bank of Nova Scotia offers products and services, including retail, commercial, corporate and investment banking to customers in nearly 50 countries world wide. Founded in 1832, BNS has been paying a dividend since 1834. The Bank's stocks are up slightly in 2010, having seen an increase of 1.8% since January. A quarterly dividend of $0.49 will be paid to shareholders on July 28. Blackstone Group ( BX) Market Cap: $3.6 billion Annual Dividend: 40 cents Dividend Yield: 3.8% Headquartered in New York City, the Blackstone Group manages private capital and provides financial advisory services for its clients. Blackstone has not fared particularly well as of late, and is down 26.4% since the start of April. However, this relatively new dividend stock recently paid shareholders 10 cents per share on May 31. Canadian Imperial Bank ( CM) Market Cap: $25.1 billion Annual Dividend: $3.48 Dividend Yield: 5% Based out of Toronto, Canadian Imperial Bank is a diversified financial institution. CM serves its clients through two separate business lines, CIBC Retail Markets and Wholesale Banking. Canadian Imperial Bank has paid a dividend since 1890 and will give shareholders 87 cents per share on July 28. While it has seen numerous ups and downs throughout 2010, CM is currently down 1% on the year, with a stock price of $63.99. M&T Bank ( MTB) Market Cap: $10.1 billion Annual Dividend: $2.80 Dividend Yield: 3.2% M&T Bank is a bank holding company that offers a wide range of commercial banking, trust and investment services to its customers. M&T has fared quite well in 2010 and is up 24.8% with a stock price of $83.50. The Buffalo based company paid a dividend of 70 cents on June 30, and has been paying a dividend to shareholders for 31 years. Manulife Financial ( MFC) Market Cap: $21.5 billion Annual Dividend: $0.52 Dividend Yield: 3.4% Financial service group Manulife Financial provides financial protection and wealth management products to individual and group customers in 22 different countries. Individual life insurance, group life and health insurance, long-term care services, pension products, annuities, mutual funds and banking products are all provided by Manulife. Having paid shareholders a dividend of 13 cents on June, 21, Manulife's stock has slid nearly 21% since January and currently sits at $14.51 per share.