Call Start: 14:00 Call End: 14:31 Sandy Spring Bancorp, (LSCC) Q2 2010 Earnings Call July 22, 2010 5:00 pm ET Executives Daniel J. Schrider - President and Chief Executive Officer Phil Mantua - Chief Financial Officer Ron Kuykendall - General Counsel Analysts Mike Shafir - Sterne Agee Bryce Rowe - Robert W. Baird Steve Moss - Janney Montgomery Avi Barak - Sandler O'Neill Matthew Schultheis - Boenning & Scatter David Grayson - SunTrust PresentationOperator Good day ladies and gentlemen and welcome to the Sandy Spring Bancorp’s Second Quarter Earnings Call.
At this time, all participants are in a listen-only mode. Later, we will conduct the question-and-answer session and instructions will be given at that time. (Operator Instructions). As a reminder, today’s call is being recorded. At this time I would now like to turn the conference over to your host Daniel J. Schrider, President and CEO of Sandy Spring Bancorp; sir you may begin. Daniel J. Schrider, President and Chief Executive Officer Thank you and good afternoon everyone and welcome to Sandy Spring Bancorp’s conference call to discuss our performance for the second quarter of 2010. This is Dan Schrider and I’m joined here today by Phil Mantua, Chief Financial Officer and Ron Kuykendall, General Counsel for Sandy Spring Bancorp. As always, the call today is open to our investors, analysts and the news media and there will also be a live webcast of today’s call and a replay of the call available at our website beginning later today. We will take your questions after a brief review of some financial highlights but before we get started, Ron will give the customer a safe harbor statement.