Astoria Financial Corp. (AF) Q2 2010 Earnings Conference Call July 22, 2010 10:00 am ET Executives George L. Engelke, Jr. - Chairman & CEO Frank Fusco - EVP, Treasurer & CFO Analysts Mathew Clark - Keefe, Bruyette & Woods, Inc. Mark Fitzgibbon - Sandler O’Neill & Partners, L.P. Bob Ramsey - Friedman, Billings, Ramsey & Co. Bernard Horn - Polaris Capital Management Tom Alonso - Macquarie Capital Inc. Matt Kelley - Sterne Agee & Leach, Inc. Collyn Gilbert - Stifel Nicolaus Rick Weiss - Janney Montgomery Scott LLC Amanda Larsen - Raymond James & Associates, Inc. Bruce Harting - Barclays Capital Christopher Nolan - Maxim Group LLC Bernard Horn - Polaris Capital PresentationOperator
Good day and welcome to Astoria Financial Corporation’s Second Quarter 2010 Earnings Conference Call. At this time, all participants have been placed in a listen-only mode and the floor will be opened for your questions following the presentation. (Operator Instructions). Today’s call is being recorded. Today’s conference call includes several forward-looking statements, which are intended to be covered under the Safe Harbor provision for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are within the meaning of Section 27-A of the Securities Act of 1933 as amended, and Section 21-E of the Securities Exchange Act of 1934 as amended. A discussion of the risk factors associated with the use of forward-looking statements is outlined on pages five and six of our second quarter 2010 earnings release, which is available on our website or may be obtained from the company upon request.