The Bancorp, Inc. (TBBK) Q2 2010 Earnings Conference Call July 22, 2010 10:00 AM ET Executives Andres Viroslav – Director of Corporate Communication Betsy Cohen – CEO Frank Mastrangelo – President Paul Frenkiel – CFO Analysts John Hecks – JMP Securities Mike Laudus – FBR Capital Markets Frank Schiraldi – Sandler O'Neill Matthew Breese of Sterne, Agee PresentationOperator
Good day ladies and gentlemen and welcome to second quarter 2010 The Bancorp Inc. earnings conference call. My name is (Josh) and I will be your coordinator for today. At this time all participants are in a listen-only mode. We'll be facilitating a question-and-answer session towards the end of this conference. If at any time during the call you require assistance please press star followed by zero and a coordinator will be happy to assist you. I'd now like to turn the presentation over to our host for today's call Director of Corporate Communications, Andres Viroslav you may proceed. Andres Viroslav Thank you Josh. Good morning, and thank you for joining us today to review The Bancorp's second quarter 2010 financial results. On the call with me today are Betsy Cohen, Chief Executive Officer; Frank Mastrangelo, President; and Paul Frenkiel, our Chief Financial Officer. This morning's call is being webcast on our website at www.thebancorp.com. There will be a replay of the call beginning at approximately 11:00 a.m. Eastern Time today. The dial-in for the replay is 888-286-8010 with a confirmation code of 8768221. Before I turn the call over to Betsy, I would like to remind everyone that when used in this conference call the words believes, anticipates, expects, and similar expressions are intended to identify forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.