Citigroup, Inc. (C) Q2 2010 Earnings Call Transcript July 16, 2010 11:00 am ET Executives John Andrews – Head of IR Vikram Pandit – CEO John Gerspach – CFO Analysts Guy Moszkowski – Bank of America/Merrill Lynch James Mitchell – Buckingham Research Moshe Orenbuch – Credit Suisse Matt O’Connor – Deutsche Bank Chris Kotowski – Oppenheimer & Co. Mike Mayo – CLSA PresentationOperator
Hello and welcome to Citi’s second quarter 2010 earnings review with Chief Executive Officer, Vikram Pandit and Chief Financial Officer, John Gerspach. Today’s call will be hosted by John Andrews, Head of Citi Investor Relations. We ask that you please hold all questions until the completion of the formal remarks, at which time you will be given instructions for the question-and-answer session. Also, as a reminder, this conference is being recorded today. If you have any objections, please disconnect at this time. Mr. Andrews, you may begin. John Andrews Thank you, operator. Good morning and thank you everyone for joining us. On our call today, our CEO, Vikram Pandit, will speak first, then John Gerspach, our CFO, will take you through the earnings presentation, which is available for download on our Website, citigroup.com. Afterwards, we will be happy to take questions. Before we get started, I would like to remind you that today’s presentation may contain forward-looking statements. Citi’s financial results may differ materially from these statements, so please refer to our SEC filings for a description of the factors that could cause our actual results to differ from expectations. With that said, let me turn it over to Vikram. Vikram?