QC Holdings ( QCCO) Closing price: $3.70 (May 26) Annual Dividend: 20 cents Dividend Yield: 5.4% (forward annual) Price-to-Book: 0.95 Price-to-Earnings: 4.55 Recent developments: On May 6, QC Holdings reported first-quarter income from continuing operations of 30 cents a share, down 36 cents a share in the year-ago quarter. The company blamed law changes that restrict customer access to payday loans in Washington and South Carolina for the "significantly reduced earnings." Revenue fell to $48.8 million from $54.5 million in the 2009 quarter. QC Holdings said that the existing payday loan law in Arizona terminates at the end of June and could pose problems for the company. Even so, QC Holdings is attractive due to low price-to-earnings and price-to-book ratios compared to its peers.