Statements that include the words; assume, believes, seeks, expects, may, should, intend, likely, targets, plans, anticipates, estimates or the negative version of those words and similar statements of a future or forward-looking nature identify forward-looking statements. Examples of such forward-looking statements includes statements relating to expectations concerning market conditions, premiums, growth, earnings, investment performance, expected losses, rate changes and loss experience.Actual results could differ materially from those expected by Infinity, depending on changes in economic conditions and financial markets including interest rate, realized gains or losses on the investment portfolio including other than temporary impairments or credit losses, the adequacy or accuracy of Infinity’s pricing methodologies, actions of competitors, the approval of requested form and rate changes, judicial and regulatory developments affecting the automobile insurance industry, the outcome of pending litigation against Infinity, weather conditions including the severity and frequency of storms, hurricanes, snowfalls, hails and winter conditions, changes in driving patterns and loss cost trends. Infinity undertakes no obligation to publicly update or revise any of the forward-looking statements. For a more detailed discussion of some of the foregoing risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, please see Infinity’s filings with the SEC. And with that, let me turn it over to Jim Gober, our Chairman, President and CEO. Jim Gober Well, good morning, and welcome to our call and webcast for the first quarter of 2010. Roger Smith, our CFO is also with us this morning. And as usual we will open the lines for questions after our comments. Now let’s begin with the highlights on slide three. Our gross written premiums were up 9.9% during the quarter. We experienced premium growth in all of our focus states except California and Nevada with a significant amount of growth coming from Florida.