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NEW YORK ( TheStreet) -- Here's what Jim Cramer had to sayabout some of the stocks that callers offered up during the "Mad MoneyLightning Round" Friday evening. UnitedHealth Group ( UNH): "I like companies that are levered to the recovery, but this one isn't." > > Bull or Bear? Vote in Our Poll Zions Bancorp ( ZION): "We've had a big run in Zion. You sell half your position and play with the house's money. "