WASHINGTON ( TheStreet) -- Citigroup ( C) CEO Vikram Pandit Thursday will find himself once again in front of a congressional panel overseeing the bailout of U.S. banks. Pandit is expected to tell the Congressional Oversight Panel that the company looks and is run very differently than when he arrived in 2007, the Wall Street Journal reports, citing people familiar with Pandit's planned remarks. Citigroup's CEO, in fact, will thank the U.S. government for providing $45 billion of bailout money that stabilized the bank during the financial crisis, Bloomberg reports, citing a person close to Citigroup. Pandit also is expected to tell the oversight panel that Citigroup made $160 billion in mortgage and credit-card loans last year and helped more than 800,000 families avoid foreclosure, the Journal reports. Citigroup has repaid about $20 billion of the bailout funds. The U.S. government retains a 27% stake in the bank and has said it plans to liquidate this year the common stock it holds. Follow TheStreet.com on Twitter and become a fan on Facebook.