NEW YORK( TheStreet) -- While option activity has been tremendous for Heinz ( HNZ), Jim Cramer said on his Thursday "Stop Trading!" segment that you don't want to be in the stock without a takeover bid. Cramer said during "Stop Trading!" that Heinz is a good stock, but it's not General Mills ( GIS). Cramer predicts the stock will retreat if the takeover speculation proves to be just a myth. Cramer is also not feeding into the chatter that Apple's ( AAPL) iPad isn't as innovative as expected or will cannibalize its other products. The life cycle of Apple's stock is as follows: they introduce a new product, hedge funds sell and take profit, investors worry it's not a good product, then six months later they realize the product is great, according to Cramer. For this reason, "don't make a judgment of the product based on how the stock is moving," he advised. Cramer owns Apple for his Charitable Trust portfolio. Meanwhile, while Banco Santander ( BSBR) remains one of Cramer's favorite banks, he says he is currently worried about the stock on concerns over Greece.