So there's a place for a dividend portfolio, definitely. And that place, at least for most of you, would be your Individual Retirement Account, better known as IRA, where you could reinvest your prodigious payouts and let them compound tax-free for years, even decades. The dividend tax rate may be a paltry 15%, but I would rather keep that 15% for the purposes of growing my capital, as an IRA allows you to do--no taxes on anything inside the account until you pay income tax on the money you withdraw after you have retired. That's a subject I'll tell you more about later, for now let's concentrate on using high-yielders to get your retirement portfolio and your non-retirement or as I call it, your discretionary portfolio, back to even, the milestone you need to reach with your money before you can get rich. To that end I have put together a diversified portfolio of intentionally high-yielders with the help of Dave Peltier, who knows all of this stuff cold as the writer of the Dividend Stock Advisor newsletter, part of the line-up of excellent services TheStreet.com offers to investors seeking knowledge about investing and rigorous analysis in this most critical area. Granted, it's my own company I'm writing about, but it really does offer subscribers practically endless resources. With Dave's assistance I came up with five terrific stocks, or actually four stocks and one ETF, which you can pick and choose from, use as the template for a dividend portfolio, or simply view as examples of what to look for, not just in a high-yielder, but in any stock before you buy.