NEW YORK ( TheStreet) -- First Niagara ( FNFG) is the new "super financial," said Jim Cramer on CNBC's "Stop Trading!" segment on Tuesday. Its acquisition of Harleysville National ( HNBC) "is the kind of thing that you do when you're about to become more of a super regional," he said. Masco ( MAS) is "very exciting," Cramer said. "Housing is coming back. We know that the media doesn't want to admit it, but everyone else is willing to, including the people who work at Masco." As for health care reform, Cramer said that senators have been "coming out and saying that the public option for health maintenance organizations ... is dead," which explains the runs in United Health ( UNH), Aetna ( AET) and WellPoint ( WLP). Even Tenet ( THC) had a "great quarter." "These stocks act absolutely terrifically, and it's because the Senate is going to kill what was ever going to ail these guys," said Cramer. --Rebecca Corvino is based in New York.