Tom Forester, manager of the Forester Value Fund ( FVALX), says health-care company stocks may have the most room to appreciate as concerns about government-led reform fade. The fund, which gets Morningstar's highest rating of five stars, has fallen 8.4% in the past year, less than 97% of its peers. Over three years, the Forester Value Fund has declined an annual average of 1.5%, compared with 10% for rivals. Welcome to TheStreet.com's Fund Manager Five Spot, where America's top mutual fund managers give their best stock picks in five fast and furious questions. Are you a bull or a bear?Forester: We are in a trading range of plus or minus 20%. Longer term, I am bullish. We have had a great run as people have realized that we are not in a depression and consumption is not falling off a cliff. However, consumption will not grow as quickly as expected, and this may lead to disappointment. What is your top stock pick?Forester: My top pick is Microsoft ( MSFT). They have their new operating system, Windows 7, coming out in October, and it has been getting strong reviews. They also will have a new version of office next year and their server and corporate products are growing well. It is also trading at a discount to the market. What is your top beneath-the-radar, or sleeper, stock pick?Forester:UnitedHealth ( UNH) is a sleeper. There has been a lot of uncertainty with health-care legislation, and this stock should benefit when the dust finally settles. It is only trading for about 8 times earnings, which is about half of the market.