"If you want to use your money to make money, stocks are your best shot," Jim Cramer told viewers of his "Mad Money" TV Show Monday. He said high-quality, dividend-paying stocks are still the single best asset class over any 20-year period. The key, he said, is to stay in the game, even when every instinct you have tells you to give up. Cramer said staying in the markets is hard, especially after a big loss. He said there's no magic formula to turn all stocks into winners, so being able to deal with losing a boatload of money is a necessity. Investors need to expect market corrections, not fear them, he said.