TALLAHASSEE, Fla. (AP) ¿ Capital City Bank Group Inc. said Monday its first-quarter profit plummeted 91 percent due to a sharp rise in loan-loss provisions and a decline in interest income. Net income for the quarter ended March 31 fell to $650,000, or 4 cents per share, from $7.3 million, or 42 cents per share, during the same quarter last year. Analysts polled by Thomson Reuters, on average, forecast a loss of 3 cents per share for the quarter. Tallahassee, Fla.-based Capital City Bank more than doubled its provision for loan losses in the first quarter to $8.4 million from $4.1 million during the first quarter last year. Capital City Bank's increase in loss reserves was tied primarily to three real estate loans. Nearly all banks across the country are facing mounting loan losses as more customers fall behind on payments amid rising unemployment and an ongoing recession. Capital City Bank's charge-off rate, which measure the amount of loans written off as not being repaid compared with the total loan portfolio, grew to 1.08 percent in the first quarter from 0.41 percent during the same period last year. The charge-off rate, however, declined from the fourth quarter, when it totaled 1.24 percent.