For all of Stanley Bing's columns on TheStreet.com, click here.Let me ask you a question: If you were a passenger on the Titanic, and somehow managed to wangle your way ahead of the women and children onto a lifeboat, would you demand to take your luggage? I don't think that's a far-fetched comparison. Here we have a massive company that hit a huge iceberg -- this one of its own devising -- and just as it's about to sink under the water, it receives a timely and enormous rescue -- and the guys who ran it into trouble in the first place are now leaving the boat with their silverware, furs and jewelry intact. Of course, these are insurance guys. I don't know what we all expect of them. In my experience, insurance guys are trained to justify just about anything. Last month my health insurance company told me that a 5 a.m., six-hour visit I made last summer to the emergency room of my local hospital was not covered because it was not an emergency. It's not that hard for people trained in that kind of reasoning to tell themselves that they're entitled to their legally promised bonuses. The thing that's interesting in this case is how many AIG ( AIG) executives seem to have mandatory bonuses in their contracts. In my experience, perhaps the top five people in any corporation usually have that kind of protection. Here, we seem to have an entire executive class that has the clause in their deals. I wish I had their attorney or worked in an industry that while it is so rigorous with others, is so generous with itself.