Yeah, I guess you can say things went pretty poorly in 2008. Stocks posted one of the worst years on record, with the S&P 500 falling more than 40% through late December. Once-proud Wall Street firms such as Lehman Brothers and Bear Stearns collapsed or were forced into mergers at fire-sale prices. Home prices continued to plummet and consumer spending slowed to a drip, leading to loads of worries for the nation's retail corps. Gulp. So what's next? Of all the doomsday prognostications about the current financial crisis, one looming question stands out: Will people look at 2008 as the start of the next Great Depression? Are we in for another round of soup lines, ballooning unemployment and street-corner entreaties of "Brother, can you spare a dime?" Fact is, no one knows exactly how deeply or for how long the current recession (which officially started in December 2007) will extend. The Great Depression started in August 1929 and lasted a whopping 43 months. The nation's unemployment rate stayed above 20% for four straight years, from 1932 to 1935. By contrast, the 11 recessions since World War II have lasted an average of roughly 10 months. And during that time, the annual unemployment rate has remained in the single digits. But while there may not be an end in sight, many experts argue that today's economic crisis is far removed from the one that led to the last depression. One reason is that today's banking system, despite all its troubles, may be better equipped to weather the financial storm. During the Great Depression, more than 9,000 U.S. banks failed, shutting their doors and often leaving depositors out in the cold. This year, just two dozen or so U.S. banks have failed.