Updated from 9:01 a.m. EDT

By Stockpickr Guest Columnist Glen Bradford

If you're like me and you're afraid to margin, afraid to bet the market is going down and afraid that you're not going to be able to pay for insert large expense here , have I got an all-or-nothing strategy for you. Remember, I'm in college, so I'm pretty much putting my head in the guillotine here, anticipating that there is hope and that there's money to be made.

Getting into this mess was the easiest thing I've ever done. All I had to do was buy undervalued growth companies. The good news is that these are the companies that are sold most when recession and depression fears spread like wildfire throughout the global marketplace, driving oil speculators home to their mommies and daddies.

I recently had the pleasure of seeing Ben Stein visit Purdue. When asked what he'd be doing if he were younger, he replied that he'd be buying stocks. He said he's never seen fear like this.

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