Updated from 11:38 a.m. EDT

By Guest Columnist Chris Fernandez of PeakStocks.com

I was watching that DirecTV ( DTV) commercial the other day with the little girl from the 1982 movie Poltergeist, and I remembered a scene in the movie when she was trapped inside the netherworld of ghosts that were terrorizing her family's home. "Mommy!" she cried out, in a haunting and echoing tone.

It seems that scene is being replayed lately, provoked by the turmoil in the markets in the last year and especially in the last month or so. This turmoil has driven a lot of traders, as well as regular folks watching their life savings severely decline in value, to call out at night for their mommies.

I guess, in retrospect, I picked the perfect time to start a stock Web site devoted to the most volatile and unpredictable stocks available on Earth. When things go bad, small-cap and micro-cap stocks go down far more than other performers, but the same holds true on the upside.

This begs the question: What should we do with our money now?

I'll tell you what you should do with your money! Grab every cent you can find, sell every piece of junk you have in your house, find any cash that you've been saving for a rainy day, and put it to work in the market right now!

To read more, visit Stockpickr.com.

This article was written by a member of the Stockpickr community, Chris Fernandez. Fernandez is the founder and CEO of PeakStocks.com, a Web site dedicated to the micro-cap and small-cap stock universe.

Stock recommendations and comments presented on Stockpickr.com are solely those of the members quoted. They do not represent the opinions of Stockpickr.com on whether to buy, sell or hold shares of a particular stock. Members should be cautious about any and all stock recommendations and should consider the source of any advice on stock selection. Various factors, including personal or corporate ownership, may influence or factor into a member's stock analysis or opinion. All members are advised to conduct their own independent research into individual stocks before making a purchase decision. In addition, investors are advised that past stock performance or portfolio performance is no guarantee of future price appreciation or performance. Furthermore, Stockpickr.com does not guarantee the accuracy or completeness of information on the site, nor does Stockpickr.com assume any liability for any loss that may result from reliance by any person upon any such information or recommendations. Such information recommendations are for general information only.

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