Updated from 11:38 a.m. EDTBy Guest Columnist Chris Fernandez of PeakStocks.com I was watching that DirecTV ( DTV) commercial the other day with the little girl from the 1982 movie Poltergeist, and I remembered a scene in the movie when she was trapped inside the netherworld of ghosts that were terrorizing her family's home. "Mommy!" she cried out, in a haunting and echoing tone. It seems that scene is being replayed lately, provoked by the turmoil in the markets in the last year and especially in the last month or so. This turmoil has driven a lot of traders, as well as regular folks watching their life savings severely decline in value, to call out at night for their mommies. I guess, in retrospect, I picked the perfect time to start a stock Web site devoted to the most volatile and unpredictable stocks available on Earth. When things go bad, small-cap and micro-cap stocks go down far more than other performers, but the same holds true on the upside. This begs the question: What should we do with our money now? I'll tell you what you should do with your money! Grab every cent you can find, sell every piece of junk you have in your house, find any cash that you've been saving for a rainy day, and put it to work in the market right now! To read more, visit Stockpickr.com.