Updated from 6:57 a.m. EDTIf you are expecting Mr. Market to ring a bell and call a short-term bottom for you, get ready to miss the bulk of the move higher. Right now, in certain financial stocks, there is a serious disconnect between a few select companies' books of business and current market valuations thereof. And because of this disconnect, we believe certain stocks may represent a generational buying opportunity. You could say this about Bank of America ( BAC), JPMorgan ( JPM), Fifth Third Bancorp ( FITB), Wells Fargo ( WFC) or a number of others. But there is one stock we like a lot, which has been hit especially hard in this credit crisis. To find out which stock that is and why, visit Stockpickr.com.