Aflac ( AFL) coverage initiated at SunTrust Robinson Humphrey with a buy rating. Sees increased demand in Japan as the government shrinks coverage. Believes the strengthening yen and pre-tax margin increases will boost earnings this year. Price target of $78.00. Brasil Telecom Participacoes ( BRP) downgraded at JPMorgan to underweight from neutral. Believes stock trading at a premium to TMAR is unjustified. Sees no positive outlook with the Telemar/BRP combination. Price Target reduced to $80. Anheuser-Busch ( BUD) downgraded at UBS to neutral from buy. Price target raised to $65 from $58. Maintains 2008 EPS estimates of $3.06. Fifth Third Bancorp ( FITB) downgraded at BMO Capital Markets to market perform from outperform at BMO. Believe charge-offs will come in above management's target, based on deteriorating conditions in housing. Also expect dividend cut. Price target lowered to $16 from $25. Finisar ( FNSR) downgraded at Piper Jaffray to neutral from buy based on integration risk from its Optium acquisition. Cuts target price to $1.75 from $2. NetSuite ( N) rated new hold at Deutsche Bank. Believes at current levels, risk/reward is balanced. Sets $22 target price. Online Resources ( ORCC) rated new buy at Piper Jaffray. Believes company is poised for solid organic revenue growth and has a favorable competitive position. Sets $14.50 target price. Rent-A-Center ( RCII) coverage initiated at Morgan Keegan with a market perform rating. Note favorable environment for rent-to-own stores based on credit environment, especially for subprime borrowers. Note ongoing legal concerns. Price target at $22. Time Warner ( TWX) coverage initiated at Stanford Group with a buy rating. Believes new CEO cost cuts initiative improve cash flow. Sees major buybacks and strategic acquisitions if cable unit separates. Price target at $20.00.