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How is the U.S. dollar valued on the international market? Why does the value fluctuate? And more importantly, why is the U.S. dollar now in a free fall? I'm a U.S. citizen living in New Zealand. I often transfer funds from the States to New Zealand. With the value of the dollar falling (which is correlated to the New Zealand dollar's rise), I experience a monetary disadvantage with each transfer.Thanks for the questions, Dave.