Allstate ( ALL) downgraded at Wachovia from Outperform to Market Perform. Fundamentals are deteriorating in the company's personal insurance lines. American Reprographics ( ARP) upgraded to Buy at Suntrust, Robinson Humphrey. Non-residential construction was likely strong in the third quarter, and near-term earnings risk is already priced into the stock. BEA Systems ( BEAS) downgraded at UBS to Neutral rating from Buy. FY 2008 EPS estimates hold at $0.43 while price target lifts to $14.50 from $14.00. Chipotle Mexican Grill ( CMG) downgraded at Baird to Neutral rating from Outperform. However, price target upped to $135 from $120. CenterPoint Energy ( CNP) upgraded at Credit Suisse to Outperform from Neutral based on valuation and positive meeting with management. Raised target price to $20 from $18. Dover Downs ( DDE) upgraded at Jefferies to Buy rating from Hold. However, FY 2008 EPS estimates dip to $0.81 from $0.82 and price target holds at $14. Expedia ( EXPE) downgraded at Citigroup to Hold rating from Buy. FY 2008 EPS estimates hold at $1.41 while price target upped to $36 from $33. Genpact ( G) initiated at UBS with Neutral rating. Price target starts at $18 and FY 2008 EPS estimates set at $0.60. Hess ( HES) downgraded from Outperform to Market Perform at Friedman, Billings Ramsey. Crude prices should pull back 10% from record levels.