Go ahead, admit it: You have never thought about how you would spend $100,000. Well, it's time to ponder that possibility now that my employer -- TheStreet.com -- is offering $100,000 to the player who wins our "Beat the Street" game.

The game is simple to play. All you do is go to this link and sign up to build your winning portfolio. Because I'm an employee of TheStreet.com, I'm not eligible for the cash, but I can give you a few ideas on how to spend it. Now, obviously, you can save it, or invest it, or use it to pay off some debt. But what happens if you have some cash left over, or best yet, you want to spend it all?

1. The Driveway Looks Bare Without a Mercedes

Few cars on the road today are as eye-catching as a 2007 Mercedes SL 550 Roadster . Imagine tooling around your neighborhood, top down, as everyone you know stops and stares. Now, you can lease this fine automobile, but you're risking a lot of snickering from your neighbors. A leased Mercedes is equivalent to a borrowed tuxedo. Sticker price on this gem: $95,575.

2. Weekend in Your Ski Chalet

Yep, you can have one for 100 grand, if you're willing to give up Aspen. Instead, you can try a smaller course on a much smaller mountain in Banner Elk, N.C. You have all you need -- provided you leave the kids at home or park them in sleeping bags on the floor -- in this quaint one-bedroom chalet . If you have never been to Banner Elk, you are missing out. It's a stunning town, nestled in the mountains of western North Carolina. This chalet is yours for $89,900.

3. Your Butler Awaits on the Queen Mary 2

When it comes to luxury travel, the cruise ships of old cannot be touched. First-class travelers arrived at the pier and were met by the luxury liner's attentive staff, which carried the bags, served up champagne and made sure the caviar kept coming. It's time to experience that level of luxury by spending 24 days on the Queen Mary 2 this September on the Grand Mediterranean Medley. From New York, you'll sail across the Atlantic to Southampton, and then on to Spain, Gibraltar, and Lisbon before sailing back to the Big Apple. You'll want to stay in the ship's Balmoral Grand Duplex, which comes with your own butler and pretty much anything else you can ask for. The price for 24 days of unparalleled pampering: $76,847.

4. A Yacht, a Yacht, My Kingdom for a Yacht

Since the Titanic had its unfortunate accident, many a landlubber has believed that to brave any body of water, you can't have a boat big enough. Keeping with this mantra, the only way to boat is in a yacht. Unfortunately, 100 grand doesn't buy much yacht these days. Still, if you look around you can find a small sailing yacht that's grand enough to catch a few wistful stares and large enough to withstand a strong wake or two. One yacht to consider is from Dufour GibSea. We found this seafarer for sale in Annapolis, Md., for $87,000.

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