C) is wandering around aimlessly and Bank of America ( BAC) seems strangely intent on hurting shareholders with a dilutive acquisition. Cramer said he'd sell those stocks. Cramer would "back up the truck" and buy Northern Trust ( NTRS), off 4% Wednesday at $60. He called the bank a "consistently well-run company" that's being hit because Wall Street is "for a nanosecond disappointed" with the latest quarter's numbers. "This is a good situation," he said. Another good situation is that of MasterCard ( MA), which has tripled since Cramer got behind it and is now poised to break through $110 from a recent $109. "This one won't be constrained by the February 110 strike," Cramer said. "The shorts will be routed." Cramer was less enthusiastic about Wednesday's rally in the homebuilders, which took Lennar ( LEN) up 5% even as the company swung to a big fourth-quarter loss and offered highly conditional earnings guidance for 2007. Cramer said he would sell the rally.