Editor's note: The following is a question received from viewers of "Mad Money," seen every day at 6 p.m. EST on CNBC.Am I diversified? I own Johnson & Johnson (JNJ), Total SA (TOT), Washington Mutual (WM), iShares MSCI EAFE Index (EFA) and Texas Instruments (TXN). -- Michael from Illinois Jim Cramer: A diversified health-care products company, a major oil producer, a super-regional bank, an ETF focused on foreign stocks and a chipmaker ... good stocks, but I'm afraid you're not diversified. Total is the fourth-largest holding in your foreign ETF, so I'd rather see you replace the fund with a solid consumer staples stock. Want more Cramer? Check out Jim's rules and commandments for investing from his latest book by clicking here.