Deal or No Deal? This time it's not just a popular television show allowing players to choose a briefcase to help determine how much money they receive. Now, many General Motors ( GM) workers are also faced with making a deal for their financial lives. In one briefcase, GM is offering its workers who are eligible for retirement a $35,000 payout if they retire now, keeping their full post-retirement pension, health care and insurance benefits. Inside another briefcase is more money -- up to $140,000 -- for those who don't qualify for retirement. But they get the money only if they leave the company now and give up all their promised post-retirement benefits, except vested pension benefits. Or the "players" can wait for that call from the "banker" in this game, hoping to get a better offer. That means they'll have to hang around and see what might be in future briefcases. It could mean more money for the workers who don't take the current deal. If GM prospers as a result of cost cuts, remaining workers' paychecks could eventually rise. Or they could wait for the next briefcase -- and find it nearly empty. If workers hang on to their jobs and the company continues its downhill fall, the next suitcase might contain only an unemployment check! It's one thing to watch a game show and see smiling girls in tight dresses reveal the numbers inside the briefcase. It's quite another to put your entire life on the line. If a worker takes the current cash deal, what's he supposed to do for the next 20 years? Many of those workers don't have transferable skills. And they certainly won't find the same income, even if they do transfer to jobs offered by non-union companies that are now building cars in America.