18. Freddie Mac's ( FRE) former executives are jailed, precipitating more restrictive rules governing derivative accounting at government-sponsored agencies and at other financial institutions. Rudy Giuliani is appointed FRE's chairman. 19. Bernie Ebbers, Dennis Kozlowski and Scott Sullivan receive maximum-length jail sentences. 20. Disney's ( DIS) Michael Eisner is replaced by an executive at Procter & Gamble ( PG). Federal Reserve Chairman Alan Greenspan resigns owing to poor health. 21. The New York Stock Exchange, in a stunning reversal , goes fully electronic by year end. John Reed remains as chairman and orchestrates the transformation. Goldman Sachs ( GS) takes a $6.7 billion goodwill impairment charge off its 2000 acquisition of Spear Leeds, and LaBranche ( LAB) liquidates its assets. 22. Henry Blodgett is hired as a research analyst by a second-tier Wall Street firm. 23. There are no major terrorist acts in the U.S. and limited disturbances outside our country during the year.