Brokerage firm TD Waterhouse said average trades in March fell 5% from the same month a year ago, but rose 7% from February to 111,100. So far in April, average daily trading activity is 13% below the March average, the company said. Customer assets rose 10% from March 2001 and increased 4% from February to $141 billion. Margin loans in March totaled $3.9 billion, compared with $4.6 billion in the same month last year and $3.8 billion in February. Toronto-Dominion Bank ( TD), the parent company of TD Waterhouse, rose 2 cents Monday to close at $27.54.