Monstrous wallets have never been in vogue, and likely never will be. I had been thinking about slimming down my wallet for some time now, but this morning I got the jolt of inspiration I needed. As I walked into work, I noticed another employee swiped in with his “wallet”—a black binder clip holding together a handful of credit cards and IDs. I asked him about it; he seemed more than pleased with the minimalist wallet. It looked straight up cool. I decided to give it a try. At left is my “before” photo: a huge, scratched up Tommy Hilfiger wallet. At one point, this was an attractive wallet, but years of abuse and receipts have turned it into a hideous block of warped leather and plastic.