With so many Americans lagging behind on retirement savings, it's high time workers had a blueprint for retirement that, if followed, will lead to a golden time in one's golden years. There's a good reason why. According to a recent study by the Employee Benefit Research Institute, only 18% of Americans are very confident they'll have the income needed for a comfortable retirement. Let's stop that negative sentiment with this blueprint, including ten specific financial steps to take to guarantee a great retirement - as long as you stick to the plan.

Worried about how to pay for your golden years? Ken Fisher, founder of Fisher Investments, and TheStreet's Jim Cramer will tell you what you need to know in a June 21 webinar on the market trends that are shaping retirement planning today. Register here for the event, which starts at 11 a.m. ET.