Best Ways to Create Tax-Efficient Income in Retirement

RDGuestContributor

By David Buckwald and Greg Dillon

While you're working and setting aside some earnings for your retirement, the value of diversification is well accepted. Holding a mix of asset classes can help you reduce the impact of vicious stock market declines, such as investors experienced in 2000-2002 and 2007-2009. Smaller losses, in turn, will leave you with more assets to benefit from a subsequent rebound and may lead to greater wealth accumulation over the long term.

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